Impact Environmental Information Technologies

Institutional infrastructure for environmental risk.

IEIT builds environmental risk scoring infrastructure for the brokers, underwriters, and lenders who move insurance markets. Our systems are governed, versioned, and audit-traced, not dashboards with soft indicators.

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Products

eQuality INDEX

Live API Integrated

Institutional environmental risk infrastructure for brokers, underwriters, and lenders, covering submission intake, commercial lending, and portfolio risk management. Produces the EQS (Environmental Quality Score), a 300-850 score backed by a frozen scoring engine and a forensic audit trail.

Sample EQS

e744

Tier Tier 2: Standard

Confidence High

Action Proceed

01 · AGGREGATE

Regulatory data integration

Continuous ingestion from federal and state environmental databases, normalized to the parcel level and updated as records change.

02 · SCORE

Property-level scoring

A structured scoring methodology that translates fragmented environmental data into a standardized, property-level risk signal.

03 · DELIVER

Workflow integration

Designed to integrate directly into broker submission workflows, underwriting platforms, and portfolio management tools.

Carrier-Broker Transmission

Brokerage · Data Exchange

A direct transmission layer between carrier and broker: submissions flow in, scores and decisions flow back, with no manual re-entry on either side.

Underwriting Triage

Insurance · Risk Routing

Score-based routing replaces manual review for routine environmental submissions.

Actuarial Integration

Insurance · Pricing Variable

A site-level rating variable that supplements class-based pricing with property-specific data.

Lender Due Diligence

Commercial Lending · Commitment

A standardized risk signal supporting environmental due diligence ahead of a lending commitment.

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Additional platforms are in development. Details will be published here as they reach release.